2nd, national civil procedural laws and regulations may produce extra hurdles for customers in acquiring relief in judicial procedures.
Such regulations over the EU traditionally mirror the concept of celebration disposition under that your parties up to a dispute initiate the procedures and offer the court with facts and appropriate arguments. The ex officio application of European consumer (credit) law by national courts could provide a solution in the light of the case law of the CJEU. Footnote 85 based on the 2017 research when it comes to European Commission, nevertheless, at the moment, numerous nationwide guidelines usually do not lay down this kind of responsibility and nationwide courts usually dismiss the instance law for the CJEU for this impact (European Commission 2017b, p. 30 et seq.). Continue reading